Investing in a vacation rental
- Home
- Investing in a vacation home
- Prices as low as €135,000
- 7% guaranteed return
- In the most popular locations throughout The Netherlands
What does an investment in recreational real estate yield you?
As an investor, you want clarity: what are the costs, what are the returns and what should you look out for?
Many investors lose confidence because they are not offered transparency about the true costs and tax effects. That is exactly what we want to prevent.
Want to know what investing through Kleen Resorts can do for you? Schedule a no-obligation consultation with one of our advisors:
How do we determine your return?
Our home prices are based on a minimum net return of 7%. For this purpose, we have independent forecasts drawn up, based on comparable holiday parks in the region. he return is often higher in reality, especially as brand awareness increases.
At Kleen Resorts, we offer you three options so you can choose what best suits your investment goals:
For 3 years
For 5 years
Based on rental results
No punfounded promises, but returns based on hard numbers, rental data, and transparent amounts. Would you like to invest?
We are happy to think with you and provide clear financial insight.
What does Box 3 mean for your investment in a vacation home?
If you own assets, such as savings, investments, or a second home, you pay tax on these in Box 3. This may also affect the tax you pay on a vacation home. But what exactly does this mean and what does it mean for your return?
The explanation below provides a clear and simple explanation of how Box 3 works and why an investment in a vacation home often remains interesting despite this tax.
How is your vacation home taxed in Box 3?
How is your vacation home taxed in Box 3?
Valuation: on January 1st, the value of your vacation home (usually the WOZ value or market value) is added to other assets, such as savings, shares, and other real estate. Any debts on these assets will be deducted from this.
Exemption: each taxpayer is entitled to an exemption. For 2025 this amounts to €57,684 per person. If you are a tax partner, the joint exemption is €115,368.
Taxable base: your total assets minus any deductible debts and the exemption form the taxable base. Debts may only be deducted above a certain threshold (€3,400 without a tax partner, €6,800 with a tax partner in 2025).
Fictional return: the tax authorities assume a fictional return, which varies depending on the composition of your assets:
- Savings: the fictional return is 1.44%.
- Investments: the fictional return is 5.88% (this also includes the vacation home).
- Debts: a negative fictional return of -2.62% is used for debts.
- Tax calculation: you pay 36% tax on the calculated fictional return (2025 figures).
Why investing in a vacation home can be interesting despite Box 3
Why investing in a vacation home can be interesting despite Box 3
Although the tax on savings in Box 3 is lower, investing in a vacation home can be strategically advantageous. Savings often yield less than inflation, while a vacation home can generate structural rental income (which is not taxed in Box 3) and can potentially increase in value in the long term. Plus you can use the home yourself for vacations.
Smart financing to limit taxes
Smart financing to limit taxes
A vacation home can be financed with a loan, which counts as a debt in Box 3 and can thus reduce your taxable assets. This enables a smart shift in wealth: you convert low-yielding savings into an asset with a potentially much higher return, while the deductible debt reduces the tax burden. Although the fictional return on investments is higher than on savings, financing with debt can ensure that you pay less tax in proportion.
Frequently asked questions about investing in recreational real estate
How is my return calculated?
How is my return calculated?
We have a comprehensive forecast carried out by a professional company based on parks in the area that have been operating for years.
How does a guaranteed net return work?
How does a guaranteed net return work?
You can choose a fixed net return of 7% per year, guaranteed for 3 years. You will then receive this payment quarterly or annually. The fact that we dare to guarantee this is because we expect a higher net return.
How can I reclaim the VAT?
How can I reclaim the VAT?
If you rent out the recreation home, you can reclaim the VAT on the home for both business and private purposes. We can give you more detailed information about this.
Can I finance my home with a mortgage?
Can I finance my home with a mortgage?
Certainly, you can often finance a maximum of 70 - 90% or you can use your equity. We can advise you on this.
What if my home is not occupied?
What if my home is not occupied?
We base our return calculation on a realistic occupancy. Vacancy has already been taken into account.
Can I sell the home in the meantime?
Can I sell the home in the meantime?
Yes, that is possible. We guide this process and help you achieve optimum sales.
How does maintenance on the homes work?
How does maintenance on the homes work?
Maintenance is monitored by the manager and reported to owners when necessary. Maintenance can be carried out by Kleen Resorts or by the owner himself. The costs for an individual home are carried by the owners themselves. The return calculation includes a reserve post for maintenance and we recommend that you continue to reserve this amount annually for maintenance.
What are park fees?
What are park fees?
These are costs for the continued existence of the park. This includes road maintenance (including lampposts) and greenery maintenance. The owners of the park pay this collectively and thus cover the costs together. Similar to an Owners' Association in an apartment complex.
Read more about investing and the return
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